Правова природа 3 % річних за статтею 625 ЦК України

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Date
2016
Authors
Дзера, Ірина
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Abstract
У статті досліджено правову природу норми ст. 625 Цивільного кодексу України, якою встановлюється сплата 3 % річних, що сплачуються боржником у разі прострочення ним виконання грошового зобов’язання. Проаналізовано акти цивільного законодавства України та судову практику застосування ст. 625 ЦК. У статті визначено види зобов’язань, щодо яких може застосовуватися норма ст. 625 ЦК, встановлено співвідношення 3 % річних з платою за користування грошовими коштами, неустойкою, а також мірами цивільно-правової відповідальності.
Description
This article examines the legal nature of the norms of Article 625 of the Civil Code, which sets the payment of 3 % per annum to be paid by the debtor in case of delay in execution of a monetary obligation. The analysis targets the Ukrainian civil legislative acts and judicial practice of application of Article 625. The article defines the types of obligations in respect of which Article 625 of the Civil Code can be applied, as well as establishes the relationship of the 3 % annual fee for the use of cash with the use of penalties and measures of civil liability. The article provides the research on the legal nature of the Civil Code of Ukraine Art. 625 determining the annual 3 % payment paid by the debtor in case of monetary duty untimely payment. The paper examines Ukrainian civil legislation acts as well as court practice applying Art. 625 of the Civil Code of Ukraine. It is determined that Art. 625 of the Civil Code of Ukraine norm is one of the most controversial in the civil legal scholarship as well as court practice. Para. 2 of the abovementioned article states that the debtor who made untimely payment of the monetary duty on creditor’s claim is obliged to pay the amount of debt considering also the adopted inflation index for the whole time of the undue payment, and also annual three percent applied to the amount due if other percentage amount is not provided by the law or by the contract. Legal practice lacks a sole interpretation of the abovementioned norm, which leads to different applications of the Civil Code of Ukraine Art. 625. In some cases courts refer to annual 3 % (Art. 625) as to the type of surcharge. In other cases it is referred to as an additional sanctions type applied to undue payments. Such sanction should be applied simultaneously, regardless of the debtor’s liability and his/her surcharge payment for undue payment claims. Therefore the court practice lacks a unified interpretation of certain contract types, while the courts cannot determine which contract type this sanction type should be applied to, whether it be the contracts lacking percentage determination or to the contracts lacking determined surcharge norms, or to all contract types applicable to monetary duties without any exceptions. The article determines the types of duties subject to Art. 625 of the Civil Code of Ukraine application. It sets the relation of annual 3 % with monetary costs usage payment, surcharge and the means of civil liability. It is determined that annual 3 % is a mean of civil liability applicable in case of monetary undue payment by the debtor.
Keywords
грошове зобов’язання, неустойка, відповідальність, проценти, стаття, monetary obligation, penalty, responsibility, percent
Citation
Дзера І. О. Правова природа 3 % річних за статтею 625 ЦК України / Дзера І. О. // Наукові записки НаУКМА : Юридичні науки. - 2016. - Т. 181. - С. 116-120.